As September 2025 ends, the payments world keeps changing fast. From rate increases that may hurt merchant profits to exciting tech updates, this month brought big news. At QubePay, we help businesses adapt with our easy payment gateway. It supports contactless cards and POS systems while keeping fees clear and low.
In this post, we’ll explore key stories about payment gateways and card processing. Whether you run a small shop or a large company, these updates matter. Let’s dive in.
Worldpay’s Rate Hike: A Challenge for Merchants
Worldpay recently announced a rate increase, starting January 1, 2026. For merchants using tiered pricing, fees will rise by 0.05% for mid-qualified transactions and up to 0.80% for non-qualified ones, depending on volume. This change reflects higher costs for processors.
However, this hike affects profits, especially for busy e-commerce or in-store sales relying on Visa and Mastercard fees. Many merchants are now considering surcharging to offset these costs, as recent trends show.
Moreover, QubePay offers a solution. Our interchange-plus pricing keeps costs predictable. Switch to us and save up to 40% compared to tiered plans. Avoid surprises in 2026 with QubePay.
Payroc’s Bluesnap Acquisition: Boosting Global Payments
In a major move, Payroc acquired Bluesnap, a payment service provider based in Dublin and Boston. Bluesnap handles $115 billion yearly for 190,000 merchants and excels in global e-commerce and subscriptions. This deal expands Payroc’s reach into Europe.
Additionally, cross-border e-commerce is growing fast, up 18% in Europe this quarter for Visa and Mastercard. Bluesnap’s tech, like dynamic currency conversion, fits this trend toward global platforms.
Furthermore, QubePay stands out here. We support 150+ currencies and offer PCI-compliant gateways that integrate quickly. If you’re expanding overseas, our API-first design makes card processing smooth.
Fiserv and Global Payments: POS Innovations Shine
This month, hospitality and retail saw big changes. Fiserv bought CardFree, enhancing its Clover POS with ordering, payments, and loyalty features. Meanwhile, Global Payments launched Genius for Enterprise, a flexible POS for quick-service spots with drive-thru and kiosk options.
Consequently, these updates highlight a shift to unified commerce. Contactless payments reached 94.6% of eligible UK cards in 2024, and tools like Fortis’ Tap-to-Pay on iPhone speed this up without extra hardware.
Therefore, QubePay fits perfectly. Our gateway works with Clover and custom POS, supporting Tap-to-Pay and loyalty programs. Merchants report 25% faster transactions, ideal for busy sectors.
Stay Ahead in the Payments Game
September 2025 showed a mix of challenges and opportunities in payment gateways and card processing. From Worldpay’s fee rise to smart acquisitions, adaptation is key. At QubePay, we empower merchants to thrive.
Ready to optimise your setup? Contact QubePay today for a free audit of your current card processing rates. Let’s turn these headlines into your competitive edge.
