Qubepay FCA Compliance

In today’s complex financial ecosystem, regulatory trust and compliance are more than just industry buzzwords, they are the foundation of a secure and transparent payment environment. At QubePay, our commitment to compliance isn’t just about following the rules—it’s about building long-term trust with our clients, partners, and regulators.

One of the questions we often hear is:
“Is QubePay regulated?”
The answer: Not directly but our partnering banks are. QubePay operates with full adherence to FCA-aligned practices and procedures through its licensed group structure and partners.

🔍 What Does “QubePay FCA” Mean?

While QubePay is not directly licensed by the UK Financial Conduct Authority (FCA) as a standalone entity at this time, we work in close cooperation with FCA-licensed partners and comply with FCA standards for transparency, AML, data protection, and payment operations.

We follow robust policies to ensure:

• AML/CFT checks that align with UK and EU regulatory frameworks

• Data security and customer verification in line with FCA’s Consumer Duty

• Transparent reporting and oversight via regulated financial partners

• Ongoing adaptation to FCA rule changes affecting fintech, merchant services, and cross-border payments

QubePay’s operations are structured to support global merchant services while keeping regulatory expectations front and center.

🛡️ Why FCA-Grade Compliance Matters

The FCA (Financial Conduct Authority) is widely respected as one of the world’s most rigorous financial regulators. By operating in compliance with FCA expectations through our partners and internal protocols, QubePay ensures that merchants benefit from:

✅ Greater credibility with acquiring banks and card schemes
✅ More secure onboarding and KYC/KYB processes
✅ Full audit trails and transaction transparency
✅ Protection from fraudulent or non-compliant behavior

Whether you’re an eCommerce store, FX broker, SaaS platform, or crypto-adjacent service, our infrastructure helps you stay secure, scalable, and ready to grow.

🔗 QubePay and Global Regulatory Alignment

QubePay is also:

• A FINTRAC-registered Money Services Business (MSB) in Canada

• Partnered with EU-based FCA/EBA-regulated PSPs

• Active in ensuring GDPR and PCI DSS compliance

• Engaged in discussions with regulators in Southeast Asia for local licensing

This means QubePay clients benefit from a globally connected, regulation-respecting ecosystem—one that supports merchants wherever they operate.

💡 Why Choose QubePay?

We’re more than a gateway. We’re a trusted merchant services provider with a regulatory-first mindset.

Here’s how we support our clients:

🔹 Multi-currency and cross-border acquiring
🔹 Visa, Mastercard, and JCB acceptance
🔹 POS + online payment support
🔹 Fast merchant onboarding
🔹 AI-powered fraud prevention
🔹 24/7 client support with a personal touch

🚀 Grow with a Compliance-Driven Payments Partner

In an industry where regulatory pressure is increasing, don’t leave your payments strategy to chance.

With QubePay, you can scale your business while ensuring FCA-aligned compliance, international coverage, and world-class support.

📞 Contact us today at www.qubepay.com
📧 Or reach out to our onboarding team to learn more about our merchant services for regulated and high-growth sectors.

📌 Looking to verify QubePay’s compliance practices?

Get in touch for a consultation on how we help businesses meet FCA-compliant standards across onboarding, transaction monitoring, and risk control.