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Terms and Conditions

These terms and conditions, together with our privacy policy, govern your use of www.qubepay.com  (the “Site”) and your relationship with the owner of the Site, namely Qubic Financial Services Ltd  (company number 595296) trading as QubePay (“QubePay”, “Company”, “us”, “we” or “our”), a company registered under the laws of the Republic of Ireland, with our registered office address at Unit 1, The CHQ Building, Custom House Quay, Dublin 1, D01Y6H7, Ireland. The Service shall hereinafter be defined as your use of the Site.

Please read these terms and conditions carefully as they affect your rights and liabilities under the law. By using our Site you indicate that you accept these terms and conditions and that you agree to abide by them. Your access to and use of the Service is also conditioned on your acceptance of and compliance with the privacy policy of the Company. If you do not agree to these terms and conditions or the privacy policy, you should cease using the Site immediately.

Use of the Site
The Site is provided to you, free of charge for your personal use, subject to these terms and conditions. By using the Site you agree to be bound by these terms and conditions.

Access to and Availability of the Site
Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the Service we provide on the Site without notice.

From time to time we may restrict access to some or all parts of the Site, without notice. We will not be liable for any downtime or disruption in the Site availability.

Amendments to the Site
We may update these terms and conditions at any time, without giving you notice, so please review the terms and conditions regularly to ensure you are aware of any changes made. Your continued use of the Site after changes are made constitutes your acceptance to the revised terms and conditions.

Intellectual Property Rights
The content, design, features and functionality of the Site are and will remain the exclusive property of the Company and our affiliated companies.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company. No licence is granted to you in these terms and conditions to use any tradename or mark of QubePay Ltd or our affiliated companies. You shall not assert any claim or ownership to any tradenames or marks or to the goodwill or reputation of QubePay Ltd or our affiliated companies.

You may not to copy, reproduce, duplicate, distribute or republish any of the content of the Site. You also agree not to adapt, alter or create any derivative work from any material on the Site.

Our Liability
This Site is provided by us, free of charge, without any representations, warranties or guarantees, express or implied.

We have made all reasonable efforts to ensure that all information provided on the Site by ourselves and third parties is accurate at the time of inclusion, complete and current. We do not accept any liability for the quality of material on the Site, including but not limited to its accuracy, authenticity, completeness or correctness.

Access to and use of this Site is at your own risk. We do not warrant for damage to any property or for inherent internet risks such as loss of data, software viruses, spyware, adware, trojan horses, worms, time-bombs, or any other harmful programmes from the use of this Site or any material downloaded from it. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this Site by unauthorised third parties.

By accessing this Site, you agree that in no event shall we be liable to you or any person for any direct, indirect, special or consequential loss or damage you might suffer arising from using the Site or the reliance on any information contained within.

Furthermore, we do not accept liability for technical problems that you may experience with the Site.

If you are a consumer, your statutory legal rights are not affected by these terms.

Your Liability
We are pleased to provide the Site to you for use but you must use the Site in an acceptable way. It is impossible to provide an exhaustive list of exactly what constitutes acceptable and unacceptable use of the Site. In general, we will not tolerate any use of the Site which damages or is likely to damage our reputation, the availability or integrity of the Site or which causes us or threatens to cause us to incur any legal, tax or regulatory liability.

You agree that you must evaluate, and bear all risks associated with, the use of material available on this Site, including but not limited to any reliance upon the accuracy, completeness or usefulness of such material. In this regard, you acknowledge and agree that you may not rely on any material created by us or submitted to us and appearing on this Site.

You agree not to use this Site:

  • in any way that breaches any applicable local, national or international law or regulation;
  • in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
  • to infringe upon or violate our intellectual property rights or the intellectual property rights of others;
  • to send any unsolicited or unauthorised advertising or promotional material or any other form of unsolicited communication (spam); or
  • to transmit any data, send or upload any material that contains software viruses, trojan horses, worms, time-bombs, spyware, adware or any other harmful programmes or similar computer code, files, or programmes designed to adversely affect the functionality of any computer software or hardware or telecommunications equipment.


We reserve the right to terminate your use of this Site, for any reason, including, without limitation, if we believe that you have violated or acted inconsistently with these terms and conditions. You agree that any termination of your access to the Site under any provision of these terms and conditions may be effected without prior notice, and acknowledge and agree that we may immediately bar any further access to the Site. Furthermore, you agree that we shall not be liable to you or any third party for any termination of your access to the Site.

Governing Law

The laws of the Ireland, excluding its conflicts of law rules, shall govern these terms and conditions and your use of the Service.


These terms and conditions constitute the entire agreement between us regarding our Site, and supersede and replace any prior agreements we might have between us regarding the Service.


Our failure to enforce any right or provision of these terms and conditions will not be considered a waiver of those rights.


If any provision of these terms and conditions is held to be invalid or unenforceable by a court, the remaining provisions of these terms and conditions will remain in effect.

Third Party Websites

The Site may contain links that allow you to leave the Site and visit third party websites. Please note that we have no control over such third party websites and assume no responsibility for the content, privacy policies, or practices of any third party websites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage, loss or penalty that may be incurred in connection with the use of or reliance on any such content or services available on or through any such third party websites or services.

We strongly advise that you read the terms and conditions and privacy policies of any third party websites or services that you visit.

Our Site must not be framed on any other site, nor may you create a link to any part of our Site other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in these terms and conditions.

Your Personal Information
Your submission of personal information through the Site is governed by the terms of our privacy policy.

If you would like to contact us about the Site or any of the material on it, please email us on accounts@qubepay.com.